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Consumer Goods & Retail

How Best Buy and Estée Lauder Use Analytics to Solve for Tomorrow’s Disruption

What are today’s consumer goods and retail executives most excited about regarding supply chain changes they’ve seen across both industries in the last few years?

Elena Alikhachkina, digital and data analytics executive at CDO, and moderator, posed the question at this year’s event.

“Supply chain became the ‘cool kid’ in the last three years, but there’s a lot to live up to because nowadays supply chain is both a dinner table and a boardroom conversation,” according to Ashok Viswanathan, direc

Materne and Yesway Leverage Data to Predict Customer Needs and Deliver End-To-End Personalized Experiences

How can companies better leverage data to deliver personalized consumer experiences?

According to Darrin Samaha, VP of marketing at Yesway, automation is a key focus area, and we’re only just now starting to scratch the surface of what it can do in terms of influencing CX.

“When you look at things we’re able to do today that we weren't able to do even three years ago, it’s incredible,” he stated in a recent discussion at Analytics Unite. “What will we be able to do three years from now?”

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Kellogg Unlocks Power of Cross-Domain Data in the New Analytics Economy

“Pursue the problems, not the business cases,” was the first core principle Rob Birse, VP, global advanced analytics and AI/ML technology at the Kellogg Company shared with the audience at Analytics Unite.

Talking about the customer problems that need to be solved is a good way to start the conversation, he said, because “it creates a common language between the analytics and the commercial around your business.“

“Once you’ve identified your problems, you can move on to use cases, which are ke

Overhauling Your Data Strategy

Retailers know the only constant is change, particularly when it comes to ever-evolving technology, data strategy, and analytics. As customer tastes and retail channels grow, the way in which retailers capture, integrate, analyze, and apply data must keep up if they’re to drive tangible outcomes and ensure the highest level of business impact.

Retailers understand that data isn’t static, and an effective data strategy is one that includes iteration, flexibility, and overhauling, when necessary.

Better Inventory Management Through Technology

Industry consolidation, decreasing order quantities, rising freight and operational costs, the proliferation of SKUs, varying product sizes and packaging, and continued competitiveness are just a few of the many challenges facing beverage distributors at the moment. As warehouse inventories become more complex, distributors of all sizes are recognizing that efficient, cost-effective and technologically advanced storage systems are a critical component to keeping up with market demand.

Health & Wellness

Chipped and Broken Teeth Treatments With Dr. Naysan

What Are Common Ways People Chip or Break a Tooth?

Teeth may become chipped or broken due to:
• Trauma such as an accident or injury

How Should You Treat a Severely Chipped Tooth?

If you suffer a severe chip or crack, avoid chewing in that area or adding pressure to the site as much as you can. If the area is bleeding, rinse with warm water and salt.

See your dentist, or an emergency dentist as soon as possible to prevent tooth loss. They'll assess the tooth for deep cracks that could propag

Urgent Care vs Emergency Room: What Type of Care do You Need

When you need care right away, the emergency room may not be your only option. If the situation isn't life threatening, an urgent care clinic may be able to provide the care you need more quickly — and at a much lower cost than a hospital emergency room.

What is the difference between urgent care vs emergency rooms? ¹

Hospital Emergency departments are staffed 24/7 with physicians, nurses, and other healthcare professionals trained to deliver emergency care. Access to specialists in areas like

Orthokeratology (Ortho-k) Cost and Financing Options

Orthokeratology (ortho-k) is a treatment that eliminates the need to wear eyeglasses or contact lenses during the day by reshaping your eye while you sleep — without surgery. Learn more about how it works, pricing and financing options below.

Orthokeratology (Ortho-k) is a non-surgical procedure that uses specially designed, rigid gas permeable (RGP) contact lenses to gently reshape the curvature of the cornea and improve vision.1

Some call ortho-k “orthodontics for your eyes" and liken the tr

10 Budget-Friendly Ways To Boost Your Immune System

A healthy immune system is your body's first line of defense against illnesses like colds, flu and allergies, as well as other serious health threats such as viruses or cancer. Your tissues, cells and organs work together to identify “invaders," or antigens — substances that don't belong in your body, such as bacteria, viruses, toxins, chemicals or allergens — and your immune system responds by creating antibodies and cells that attack, weaken or destroy these antigens.

Continue reading to lear

9 Winter Workout Tips To Keep You Motivated and Active

Cold weather, fewer daylight hours, snow and ice — there's no question that staying motivated to exercise throughout the winter can be a big challenge for many of us. And yet, exercise is key to maintaining physical and mental health, especially through the winter doldrums.

Need help getting out there when you'd rather stay home? Here are a few ideas for staying on track with your winter workout routine.

Ever notice how easy it is to cancel plans you have with yourself, but you're less likely

Why Does My Back Hurt? Causes of Back Pain and Treatment

Back pain can strike suddenly, like when you lift a heavy object. Or it can come on gradually, over time, from issues like poor posture or weight gain. It is one of the most common reasons people visit their health care providers, with nearly 80% of adults likely to experience back pain symptoms at some point in their lives. In fact, low back pain is the leading cause of disability worldwide.¹

It's important to pinpoint why your back hurts so you can get the right treatment to relieve your back

Root Canal Procedure: What it is, How it Works, Costs & More

The words “root canal" may cause feelings of anxiety and stress for many patients, but the reality is that this safe, endodontic therapy is one of the most effective methods of saving a patient's natural tooth that may be causing toothaches or pain due to infection or decay. Without a root canal procedure, the gum tissue and bone around the tooth could become further infected and form an abscess.1

Dental pulp lives in the tooth's root canal, and is made up of nerves, connective tissue and blood

What to Expect After Plastic Surgery and Tips to Recover Faster

If you're preparing for plastic or cosmetic surgery, you may be concerned with how long it will take to heal and what you can expect during your recovery. While your goal might be to recover as quickly as possible and get back to your routines, remember that quality healing requires time and makes a big difference in your overall outcome.1

Cosmetic and plastic surgery recovery times vary based on the type of surgery and the patient, but there are some common factors you may experience. In addit

Your Guide to Non-Surgical Skin Tightening Treatments

Collagen and elastin are two proteins responsible for keeping our skin firm and smooth. As we age, we produce less collagen and elastin, which often results in sagging, crepey skin on the face, neck and other areas of the body. Non-surgical skin tightening can temporarily restore firmer, younger-looking skin by stimulating the production of collagen and elastin, usually with little to no downtime.1

Non-surgical skin tightening procedures use non-invasive devices to target heat energy into the d

Cosmetic Surgery Trends Worth Considering in 2023 - CareCredit

In the new normal of virtual meetings in our daily work lives, we've spent hours staring at our own faces. So it's no surprise that demand for surgical and non-surgical cosmetic procedures is surging as women and men seek new opportunities to look and feel their best. Read on to learn more about the latest plastic surgery procedures and cosmetic trends.

Plastic surgery and cosmetic procedures generally fall into two categories:

Surgical operations are typically invasive procedures, usually inv

My Story: Using Financing for My Kids Dental Braces

My Story with CareCredit is where actual CareCredit cardholders share stories of how life-changing health care helped them and their families.

At eight years old, Ali's older daughter had an issue with a tooth that wasn't coming in correctly. Their orthodontist recommended dental braces to both correct the problem and avoid other dental issues down the road. Ali's daughter was soon showing off her new braces to her classmates.

Ali found it easy and quick to apply for the CareCredit credit card

My Story: How LASIK Eye Surgery Changed Navid's Life

My Story with CareCredit is where actual CareCredit cardholders share stories of how life-changing healthcare procedures helped them or their families. Watch and read Navid's story below.

Navid was concerned that his farsightedness (the ability to see things at a distance, but not as well close-up) had progressed to the point of being a disability. He sometimes felt unsafe while driving when he was unable to read the GPS, and worried about relying on his family to read labels for him when he fo

10 Questions to Ask During Your Plastic Surgery Consultation

Knowledge is key to empowering yourself to make wise health and wellness choices, including when you're considering cosmetic surgery. It's vital to do your homework carefully when preparing for plastic surgery. Take a look at these smart practices to inform your plastic surgery consultation. First, you’ll need to do your research on the plastic surgeon and your chosen cosmetic surgery. We also provide a checklist you can bring to your plastic surgery consultation.

How to choose the right board-

Brazilian Butt Lift (BBL) Cost, Financing, & Insurance Explained

A Brazilian Butt Lift is ideal for anyone looking to enhance a flat backside, create a more balanced, symmetrical figure, or reduce the cellulite or sagging skin that often accompanies age, weight loss or pregnancy. Some women include a BBL as part of a larger "Mommy Makeover" which may also include a tummy tuck, breast augmentation and additional liposuction.5 Although full-bottomed celebrities may have contributed to the growing BBL trend, the procedure is popular with patients for a variety o

Financial Health

The Pros and Cons of Early Retirement

When most of us envision early retirement, we think it will be spent pursuing new hobbies, spending more time with family, and traveling the world — all in good health, and all with enough spending money to occasionally enjoy a little room service.

But the reality of it can be far less dreamy. What about income? How do you portion out your savings? What's left to pass on to your kids? Before making the decision to retire early, consider the pros and cons of early retirement.

Though the traditi

Should You Pay Off Debt or Save for Retirement?

Chances are, you've consulted a map or used a guide to reach a desired destination. A solid financial plan acts like a map in much the same way: a means of reaching your larger financial goals with a step-by-step plan for controlling your income, expenses and investments. A comprehensive financial plan will thoughtfully address both your short- and long-term goals, which may beg the question: Should I pay off debt now, or save for retirement? Of course, when it comes to a financial plan, there's

Breaking the Financial Headlock

Randy is sitting in his home office in Northern Idaho, a large white board on the wall behind him. The board is divided into two columns, one column for goals, the other for projects.


“We put our five year goals on the board and we give ourselves a certain number of years for whatever goal we’re putting on there, but not to exceed five years.”


Financial goals, he says, are long-term targets, which, when achieved, improve your own or your family’s situation. “Goals usually require

How to Start Saving for Your Kid's Education

A diploma isn’t the only thing college graduates have to show for their hard work. They also carry an average of $37,693 of debt associated with their years spent pursuing higher education. As parents, we’ll do anything we can to help our children shoulder that burden, or avoid college debt altogether.


Who wouldn’t agree that saving for their child’s future education is a good idea? Probably very few. Yet it’s often an idea that sits on a to-do list when kids are young and family life is hec

How Emotions, Culture, and Personal Values Impact Our Financial Decisions

Do you ever wonder why you behave the way you do when it comes to finances? Maybe habits like saving, budgeting, and paying down debt feel like second nature. Or, maybe these habits are a struggle, pulling you in different directions. You know you “should” do this, but instead you do that.

The reality is that none of our financial decisions is random (although sometimes it might feel that way). Our attitudes about money and our financial habits are influenced by a variety of factors, including

Managing Finances When You're Self-Employed

About 59 million Americans, or 36% of the workforce, freelanced in 2020 (1). That number is expected to grow to almost 90 million by 2028.


Working for yourself definitely has its upsides: being your own boss, doing work you love, setting your own hours and enjoying the flexibility of time off when you need it.


But self-employment isn’t without its downsides, either: fluctuating income, having to wear all the hats and manage all aspects of your business, being responsible for taxes and in

Real Estate & Home Improvement

14 DIY Ideas for a Summer Staycation

Summer brings warm weather, a break from school, and for many, vacation plans. Even if travel isn’t part of your summer calendar this year, time off from everyday routines is an important way to rest and recharge. Whether you’ve lived in a popular vacation spot for years or just moved to a new area, a staycation is a great way to enjoy vacation vibes without leaving home.

Here are some ideas for planning a summer staycation right where you are:

● Hang a hammock: Is there a better way to spend

Tips for Investing in Real Estate Part Time

Ask any professional investor, and nearly all will agree: Real estate is a great way to build wealth over time, making it one of the most valuable asset classes in any portfolio. In fact, 41% of Americans surveyed in 2021 said “real estate is the best long-term investment.”

But real estate investing is challenging, requiring education, networking, knowledge, and experience.

Many investors new to the world of real estate start with part-time investing before jumping in with both feet. Part-time

Should You Invest in Commercial Real Estate?

For the investor looking to build wealth over the long term, save for retirement, or simply achieve a greater level of financial freedom, real estate, whether residential or commercial, offers ample opportunity to do exactly that.

Real estate will diversify your portfolio and offer considerable tax benefits, but when it comes to investing in residential versus commercial properties, which is the right strategy for you and your goals?

Some investors already experienced with residential properti

How to Find the Right Contractor

In a competitive real estate market, finding your move-in-ready dream home can be a challenge. A smart strategy might be to look for an affordable home that’s ripe for renovation. With the money you save on the purchase price — plus patience, planning, and the right contractor — you could transform that fixer-upper into the perfect home for you.

Renovating a home is a major undertaking but working with the right contractor can relieve some of the stress of planning all the moving parts — and ca

The Most (and Least) Expensive Repairs to Watch Out For as a Home Buyer

If you’ve spent any time shopping for a new home, you’ve likely discovered that no home is perfect. Most buyers will almost always have some repairs or fixes to make once they’ve moved in.

The decision often comes down to weighing the cost and the extent of the repairs against the amount of time it will take to complete them and your willingness to do so.

Take a careful look at your budget when deciding which repairs are worth making relative to the price of the house, and which repairs are a

8 Tips for a Smooth Remodeling Project

Any home remodeling project can feel both exciting and overwhelming at the same time. You may be renovating to perfect your long-term forever home, or you might be renovating a home you recently purchased in order to put it back on the market.

Either way, every renovation comes with an inherent amount of stress and inconvenience, but with these tips, you can keep remodeling anxiety at bay.

Define the Scope of Your Project

A clear vision of what the project entails and what the finished space

Remodeling vs. Renovating: Which is Right for You?

The terms “renovation” and “remodel” are often used interchangeably. But it’s essential to understand the difference between these two types of projects, especially if you’re planning improvements for an existing home or a property you plan to purchase. While both a renovation and a remodel will ultimately improve a home’s living space and market value, each comes with its own set of advantages and drawbacks to consider before you decide which project is right for you.

Renovation generally refe

How to Deal with Delays in Your Remodeling Timeline

Backordered supplies, lumber shortages, fewer available tradespeople — these are just a few of the reasons that home renovations in the U.S. are taking longer and are more expensive to complete than ever before.

Some construction delays fall outside a contractor or homeowner’s control (weather, backordered materials), while others may be a result of improper scheduling or homeowners who make last-minute changes once construction is underway.

In fact, according to one survey, more than 85% of h

6 Easy DIY Renovation Projects

Whether you’re preparing to sell or looking to refresh your home’s space and improve its day-to-day functionality, you can boost your home’s value with easy DIY renovation projects to fit any budget. To help you decide which projects to prioritize, you might want to find a Realtor who can recommend upgrades that will give you the greatest bang for your buck when it comes to your home’s value.

DIY home improvement projects don’t need to come with a big price tag. Know your budget for each projec

4 Tips for Protecting Artwork from Sunlight

Whether it’s a favorite print or original work, for many first-time homebuyers, hanging their favorite artwork is the final touch that makes a new house feel like home. But when selecting where in the home to display your prized pieces, most of us tend to focus on what looks good without considering how to protect our artwork from sunlight and damaging ultraviolet rays.

Over time, all artwork — from oil or acrylic paintings to prints, watercolors, sketches, or photography — that is regularly ex

Should You Remodel or Sell Your Home?

You love your house, but you’re starting to think it no longer provides what you need or want in a home. Maybe your family has grown or you’re working from home and could use a few more rooms. Should you stay and renovate the home you love? Or should you list it and move to a house that better fits your needs? Renovating or relocating requires careful thought and investment of time and money. Before you decide, make sure you:
• – Crunch the numbers. What makes financial sense for you?
• – Ask yo

When to DIY Home Renovations and When to Hire a Professional|billy.com

No doubt about it, there’s an appeal to tackling a home improvement project yourself, from the money saved to the sense of accomplishment that comes from a DIY job well done.

Some projects lend themselves easily to doing it yourself, and with an endless amount of step-by-step instruction to be found online for virtually any project, why not? Essential home maintenance and seasonal care, basic landscaping and simple repair or replacement jobs are all great places to start for even the most novic

Family Life & Pets

Costs of Owning a Horse: Breaking Down the Top 3 Expenses

“No hour of life is lost that is spent in the saddle," Winston Churchill famously said. Maybe you've dreamed of owning a horse of your own, or you have a child who has been asking for a pony for years and you're wondering, "Can my family afford it?"

What Does It Cost To Own a Horse?

According to the new Synchrony Equine Lifetime of Care study, horse owners, who are passionately devoted to their animals, often underestimate the total cost of care.1 While 83% of horse owners say they are prepare

My Story: Mending Her Cat's Health Crisis

Sara, a lifelong cat lover, had found the perfect little black kitten. “She was just so warm and gentle and amazing. I loved her very much," she says of Bastet, named for an Egyptian feline goddess. But when Bastet began having accidents on the living room carpet, Sara knew something was wrong and found an emergency 24-hour vet.

Sara suspected that Bastet had a straightforward infection that could be easily treated, but after extensive testing, the diagnosis was more serious: Feline Infectious

Live Week: Pet Care Questions Answered with Dr. Werber

What's the right amount of exercise for a dog to stay healthy?

Of course, it depends on your dog's breed, age, diet, and overall health, but, Dr. Werber recommends two to three 15- to 20-minute walks per day at a minimum. He also recommends more active outdoor play one to two times per week that involves favorite toys, chasing balls or frisbees, or romping with other dogs in a dog park or other safe area.

Dr. Werber recommends you consult with your veterinarian about the right type and amount

My Story: Peace of Mind at the Vet

Leylani knew Koga — a nine-month old Husky-Doberman mix — was “the one" the minute she laid eyes on him and returned to adopt him from a local shelter within a week. “I just fell in love with him," she says of her furry companion who is always by her side. The two of them moved into a new apartment in Los Angeles, but when Koga came down with a respiratory infection, Leylani was worried she might not be able to afford the emergency vet visit.

With her CareCredit credit card, however, Leylani wa

My Story: Help With Paying for Vet and Dental Costs

Vanessa first learned about the CareCredit credit card, when she took Hopper, her loyal companion of 13 years, to the vet and learned he had cancer.

She was approved for a CareCredit card on the spot, which she says gave her peace of mind. “The promotional financing was a big plus, knowing his treatment would be ongoing," says Vanessa. Hopper's treatments gave them five more months together, for which Vanessa is grateful.

Vanessa turned again to her CareCredit credit card when she woke one mor

Prep Your Pup Early for a New Arrival

Prep your pet early for the arrival of your baby

When expecting our first child, I created a to-do list in preparation, and drove my husband nuts with articles on strollers and sleep techniques. But it hadn’t occurred to us that our four-legged baby, Toby, a seven-year old Morkie, might not be thrilled with the arrival of a new pack member.

What if Toby doesn’t get along with the baby? We consulted our trainer and read everything we could on how to safely introduce our tiny human to our furry

Bloat in Dogs: Symptoms, Treatment & Prevention

If you're a pet parent to a large-breed dog, you may have already talked with your vet about a life-threatening condition called bloat — or, Gastric Dilatation and Volvulus (GDV). In reality, all dog breeds are susceptible to this condition and dog parents should be familiar with the signs of GDV and what to do.

What is Bloat (GDV) in Dogs?1

Bloat is a serious condition in which a dog's stomach fills with gas, food or liquid and the abdomen becomes painfully dilated. This stage is called “simp

Education & Nonprofit Development

The Three Elements of Nonprofit Digital Strategy

We hear frequently from organizations about their nonprofit digital strategy, and the conversation usually goes something like this:

“We need to raise X dollars in donations in the next fiscal year, so we’re launching a Facebook Fundraiser and a crowdfunding campaign. What do you think?”

“We’re posting a new initiative on Instagram, Twitter and LinkedIn to get in front of all our stakeholders. How many times should we post each week?”

“End-of-year is approaching so we’re emailing our biggest

Children grow academically, emotionally and spiritually at Ascension School

It’s a few minutes before 8am and for now; Ascension Catholic School’s spacious new Ursuline Center is quiet. The school’s motto: “Love, Kindness, Respect” is displayed nearby. Blending the traditional library and computer lab for innovative, project-based learning, this state-of-the-art resource center is where students and faculty gather to create and collaborate in groups or to work individually.

Soon, the space will be flooded with fourth and fifth graders completing a STEM project. Later,

Nonprofit Technology and Your Organization’s Long-term Success

Although it’s taken a while, more nonprofits and socially-conscious organizations are embracing a digital-first mindset towards their marketing and operations. They’re realizing that the purposeful use of nonprofit technology, digital tools and online advertising is the most effective way to engage their supporters and stakeholders, as well as to manage critical functions like staffing, fundraising and membership development.

The organizations positioned to thrive in the coming years are those

Biotech, Pharma & Healthcare

IACUC: The Committee Every Vivarium Lab Should Have

Institutional Animal Care and Use Committees (IACUCs) are internal committees at animal research facilities or other institutions that work with laboratory animals, that ensure the laws and regulations pertaining to ethical and humane animal research are being applied and adhered to by research teams. Typically, an IACUC oversees, reviews and approves all research with animals and conducts semi-annual evaluations of the animal program and inspection of the animal facility. The federal requiremen

5 Reasons a Contract Vivarium Service is a Smart Choice for your In Vivo Trials

Your research organization just received funding and now you’re planning for your preclinical in vivo-stage studies. Congratulations! You’re excited to make your discoveries and want the competitive advantage of being first, so you’re not going to want to wait.

But building a new, state-of-the-art facility for animal studies takes time and capital, two precious resources most biotech companies would rather put towards research.

A full-service contract vivarium allows you to launch quickly and

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